Are you juggling two or three different jobs and wondering how your side gigs might affect your workers’ compensation benefits after a workplace injury? In California, your temporary disability payments can factor in wages from all your jobs, not just your primary one. That means if you’re driving rideshare on the weekends, freelancing online, or working part-time at a local store, each source of income can influence your average weekly wage calculation—and potentially boost your overall benefits.
Insurance adjusters sometimes overlook side gigs or secondary employments, assuming you only have one income stream. However, California law considers all relevant wages when calculating workers’ comp benefits. That includes everything from your main job to freelance work, online tutoring, part-time retail gigs, and more. Each income source counts, so make sure you gather documentation like pay stubs, bank statements, or even 1099 forms that prove your earnings. This ensures you’re credited for every hour worked, no matter where that work took place.
When you’re recovering from an injury, financial stress can build up quickly. Medical bills, lost wages, and regular living expenses won’t pause just because you can’t clock in. By including income from all your jobs, you could qualify for a higher temporary disability payment. Even if a side gig pays modestly, it may still make a difference in your total compensation. Don’t let the insurance company ignore these earnings or try to brush them aside.
Some insurers focus only on the primary employer’s payroll records, either by mistake or as a way to minimize the claim. They might claim that secondary work is “occasional” or “irrelevant.” This can lead to underpayments and unnecessary stress. In reality, California law is clear: every legitimate source of income should be included in your average weekly wage calculation if it’s related to your ability to earn a living.
To get the most accurate calculation of your average weekly wage, you’ll need solid proof of your earnings. Keep track of all shifts, pay rates, and tips—everything that contributed to your income before your injury. It’s also helpful to consult a skilled workers’ comp attorney who can help you navigate the process, especially if your employer or their insurance carrier tries to undervalue what you’ve earned.
If you suspect your benefits aren’t being calculated properly or you’re facing pushback from the insurer, reach out to us at 213-377-5513. Howser Law is here to walk you through the process and ensure that every penny you’ve worked for is reflected in your workers’ compensation payout. We understand how frustrating this can be and believe nobody should have to battle insurers alone.
Our firm focuses on representing injured workers throughout California. We’ve seen firsthand how overlooked earnings can derail a family’s financial security—particularly when you’re sidelined by a work-related injury. That’s why we’re committed to full transparency, aggressive representation, and compassionate client care. We’ll fight to ensure that you receive the benefits you’re owed under California law.
Navigating the workers’ compensation system can be confusing, especially if you’re piecing together multiple income sources. Subscribe to our channel for more expert tips on maximizing your benefits, understanding legal updates, and fighting back against insurance tactics. Your health and financial well-being depend on having the right information when you need it most.
DISCLAIMER: The information in this video is for general informational purposes only and should not be construed as legal advice for any individual case or situation. Viewing this content or contacting our firm does not create an attorney-client relationship. For advice about your specific circumstances, please consult with a licensed attorney in your area.